{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/0606c7eddfa0418dbaaec8eb50998be1\" frameborder=\"0\" width=\"1920\" height=\"1440\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1440,"width":1920,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1440,"thumbnail_width":1920,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/0606c7eddfa0418dbaaec8eb50998be1-48076d4128ae2e8b.gif","duration":99.904,"title":".","description":"This Loom explains how a rate buy-down subsidy can lower a homebuyer’s monthly mortgage payment. It compares a traditional purchase of a $435,000 home with 10% down at market rates, showing a $3,098 monthly payment, versus negotiating the price to $425,000 for about $61 less per month, down to $3,037. With the subsidy, the rate drops to 5.875% while keeping the $435,000 price, resulting in a $2,842 payment, $256 lower than without the buy-down. The presenter notes you must be pre-approved and invites viewers to schedule a meeting to discuss eligibility."}