{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/2319e04b14eb44e1b5d643701c20a089\" frameborder=\"0\" width=\"1920\" height=\"1440\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1440,"width":1920,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1440,"thumbnail_width":1920,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/2319e04b14eb44e1b5d643701c20a089-9536827ad88387fd.gif","duration":577.152,"title":"AI Sales Tools for Indexed Annuities and IRR","description":"This Loom highlights sales tools that help contracted agents explain and compare indexed annuities and income strategies. The main focus is the Annual Reset Tool, which lets agents change indexed annuity cap rates, compare performance versus the S&P 500 across market environments like the lost decade, show recovery gaps and year by year comparisons, and visualize results as cap rates and cap lock assumptions change. It also covers the FIA versus bonds tool using iShares AGG to compare indexed annuity performance against bond markets, including a 2022 example where stocks fell about 19% and bonds about 13% while the annuity earned 0% and then stepped into the next year. A third tool, the retirement stress test, models retirement income outcomes with assumptions for retirement age, years in retirement, desired annual income, inflation, and Social Security, showing how sequence of returns risk can be offset by allocating to an annuity income rider, using an example of a 65 year old female with $100,000 growing to about $146,500 from the income benefit base."}