{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/26a9ec58bf844f9dbc3247b71f37f6cf\" frameborder=\"0\" width=\"1092\" height=\"819\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":819,"width":1092,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":819,"thumbnail_width":1092,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/26a9ec58bf844f9dbc3247b71f37f6cf-4d0d5869642b750c.gif","duration":221.429,"title":"Essential Winter Insurance Tips for Michigan Homeowners and Drivers ❄️","description":"In this video, I discuss the best insurance setup for Michigan winters, emphasizing that there isn't a one-size-fits-all policy but rather a tailored approach based on individual needs. I recommend key protections for homeowners, such as replacement cost coverage on the dwelling and roof, sewer and drain backup coverage, and service line coverage, to avoid costly surprises. For drivers, I suggest broad form collision, adequate liability limits, and rental reimbursement to ensure smooth handling of winter incidents. I also highlight what to avoid, like ACV roof coverage and high deductibles without emergency savings. If you have questions or need assistance, feel free to reach out!"}