{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/30d9765a7e4b49a69fd158f74c48b6b0\" frameborder=\"0\" width=\"1920\" height=\"1440\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1440,"width":1920,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1440,"thumbnail_width":1920,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/30d9765a7e4b49a69fd158f74c48b6b0-8d2e4a049e7d5c88.gif","duration":56.091667,"title":"Understanding FHA Loans: Benefits and Requirements","description":"In this video, I explain what an FHA loan is and how it can help moderate income borrowers achieve home ownership with more flexible lending requirements. To qualify, you'll need a minimum credit score of 580 for a 3.5% down payment, or 500 to 579 for a 10% down payment, along with steady employment for the past two years and a debt-to-income ratio of 43% or less. Remember, the home must be your primary residence and meet FHA loan limits and standards. I encourage you to consider these benefits, such as lower down payments and the ability to use gifted funds for closing costs, if you're looking to buy a home."}