{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/480a0746e647443fadc93121da569234\" frameborder=\"0\" width=\"966\" height=\"724\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":724,"width":966,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":724,"thumbnail_width":966,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/480a0746e647443fadc93121da569234-f164888a31efb6a9.gif","duration":154.974,"title":"Why Homebuyers Still Have Big Opportunities","description":"This Loom explains why it can still be a good time for homebuyers despite higher mortgage rates. The speaker cites an example using 20% down, comparing a current rate of 7.625% with a monthly payment of $5,789 (including taxes and insurance) and cash to close of $199,291 versus a drop to 6.875% that could increase competition and drive price from $8.75 to $9.25. They also discuss waiting for price to fall to $850 while rates stay elevated, which would save $141.56 per month. The key strategy is asking the seller for a $25,000 credit to buy down the rate to 6.625%, saving about $472 per month."}