{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/4dd2e1f4c83941c29bfa97192e3b4863\" frameborder=\"0\" width=\"1728\" height=\"1296\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1296,"width":1728,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1296,"thumbnail_width":1728,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/4dd2e1f4c83941c29bfa97192e3b4863-5508d61ba3ccdcba.gif","duration":513.49,"title":"Should I Fix? February 2026 Edition","description":"In this video, I compare current variable rates with fixed rates to help you understand the potential costs or savings over 1 to 5 years. I've analyzed a loan of $680,000 at a variable rate of 5.39%, with a one-year fixed rate at 5.49% showing a potential cost of $532 over 12 months. For a two-year fixed term, I found a possible saving of $1,007 if rates drop as forecasted. I emphasize that choosing a fixed rate is a personal decision based on your circumstances, especially if you're anticipating life changes. I encourage you to consider your comfort with flexibility versus certainty when making your choice."}