{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/560d8d1052e546608e9cb16ad742129b\" frameborder=\"0\" width=\"1920\" height=\"1440\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1440,"width":1920,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1440,"thumbnail_width":1920,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/560d8d1052e546608e9cb16ad742129b-9113d133dabcb13f.gif","duration":4280.88,"title":"MSA Final Check-In: Compliance, Readiness &amp; Q&amp;A (07/10/2026)","description":"This Loom provides a final check-in on BCFSA Mortgage Services Act requirements ahead of October 13, focusing on how to represent a borrower. It outlines the process and timing for Form 1A disclosure of representation, ideally signed at the earliest opportunity and no later than the application stage, before Fintrac AML checks, which must be completed upfront when the information record is created. After the lender commitment, it details the required MSA inclusions for the signing package, including Form packages covering suitability and material risk, remuneration, and interests, plus continued use of the BC FPCPA fixed credit disclosure statement. It also discusses e-signing and timing rules, and includes examples of completed Form 1A for a Scotiabank monoline lender, plus responses to common questions such as in-flight files and permitted person updates."}