{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/9b2ac341737e426f9a289f72eba3a48f\" frameborder=\"0\" width=\"1920\" height=\"1440\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1440,"width":1920,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1440,"thumbnail_width":1920,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/9b2ac341737e426f9a289f72eba3a48f-554d9a6d2005661a.gif","duration":393.106,"title":"How to Use The Lite Cash Flow Calculator","description":"This Loom explains how to use a property deal calculator to determine whether a rental property deal is worth pursuing. The presenter demonstrates entering assumptions such as a purchase price of £480,000, a 75 percent LTV and about 6 percent interest rate, £1,000 for legals, £40,000 refurb, and rental income as an HMO (around five bedrooms at about £1,000 per month each). With estate agent fees at 10 percent plus VAT, a 5 percent void period, and £500 monthly bills plus other estimates, the calculator shows roughly £204,000 needed and about £1,600 profit per month, a nine percent cash return and an 11 percent yield. They also note it may not be a typical buy-to-let below market value deal, and encourage viewers to adjust inputs using the light or dark mode tool."}