{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/9e879732f2e841b89c1858c4ba81525f\" frameborder=\"0\" width=\"1920\" height=\"1440\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1440,"width":1920,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1440,"thumbnail_width":1920,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/9e879732f2e841b89c1858c4ba81525f-cc8af9a47ccf4c43.gif","duration":90,"title":"Four Plus One Reasons Roofing Will Change Now 🏠","description":"I recorded a quick field guide explaining why the roofing industry is about to change. Seven of the top ten roofing companies in America are now owned by private equity, and homeowners insurance has an our option clause that lets insurers pick the contractor. Fannie Mae made it legal for 70 percent of American mortgages to carry ACV only roof coverage, so homeowners get paid based on depreciation and contractors must cover the gap. I named companies and sourced the data from places like the New York Federal Reserve, IBIS World, and FHFA. Please read the free field guide in the link below."}