{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/a2b1794430464070a59e3616de050478\" frameborder=\"0\" width=\"1920\" height=\"1440\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1440,"width":1920,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1440,"thumbnail_width":1920,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/a2b1794430464070a59e3616de050478-dec9ae99784b0ad0-full.jpg","duration":2864.68,"title":"How to catch IRMAA before your client pays it","description":"This Loom explains how Medicare brokers can help clients avoid or reduce the IRMAA Part B premium surcharge by using a two-year look back and Social Security claiming coordination. The presenter covers key scenarios like retirement in peak earning years and widowhood cases, plus qualifying events that can change the income used for IRMAA, including the SSA-44 process. They demonstrate the MySSAgent platform using an example couple, modeling claiming strategies, longevity, tax impacts, and year-by-year IRMAA exposure, and they note they accept SSA XML data directly from SSA.gov without requesting Social Security numbers. The session also highlights monetization options for brokers and agents, mentions an upcoming 90-minute working session on Tuesday the 29th and a 22% license discount for AEP timing, with AEP opening in 22 days."}