{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/b03e4574489c486ab2e4ccc555c5d617\" frameborder=\"0\" width=\"1920\" height=\"1440\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1440,"width":1920,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1440,"thumbnail_width":1920,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/b03e4574489c486ab2e4ccc555c5d617-14673dae3fdf2b05.gif","duration":103.1476,"title":"Strategic Financing Tips for Homebuyers 💡","description":"In this video, I discuss a strategic approach to financing when purchasing a home. I simulate a scenario for a well-qualified borrower using 10% down, resulting in an all-in payment of about $3,035 and closing costs of $54,000. I compare this with a situation where you negotiate a $10,000 reduction in the asking price, which only saves about $62 a month. Instead, I suggest offering $10,000 over the asking price and requesting it back as a seller credit, which can significantly lower your monthly payment to $2,594 for the first year, saving you $440 each month. I encourage you to consider this strategy to maximize your savings and improve your cash flow."}