{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/c70622d4e8b04691b1035b166404334b\" frameborder=\"0\" width=\"1662\" height=\"1246\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1246,"width":1662,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1246,"thumbnail_width":1662,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/c70622d4e8b04691b1035b166404334b-39db5e05d6e95631.gif","duration":553.202,"title":"Getting to Discharge","description":"In this video, I explain the process of eliminating debt quickly through bankruptcy, specifically focusing on the means test and what we need to prove at the Zoom hearing. I detail the income thresholds for different household sizes, which are crucial for qualifying: under $61,000 for one earner, $77,000 for two, and up to $103,000 for four. I also emphasize the importance of demonstrating that your property value and transfers to insiders are low enough. If you find your income or property too high, I suggest considering a Chapter 13 payment plan instead. Please reach out to me for assistance with your means test and to discuss your specific situation further."}