{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/ca697363ed9d40c5975078db54e316f5\" frameborder=\"0\" width=\"1706\" height=\"1279\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1279,"width":1706,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1279,"thumbnail_width":1706,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/ca697363ed9d40c5975078db54e316f5-edfceeb2f072a240.gif","duration":1665.24,"title":"Vault Capital (09/06/2026)","description":"This Loom provides an update on Vault Capital’s near-B and related mortgage products and what brokers should expect. Sunny Sorai and Colin Johnson explain Vault’s institutional access and fast underwriting, with approvals typically in four business hours or less, using less documentation and no GDS or TDS. They review new offerings including a HELOC product and a two-year term, and outline key parameters like near-B first mortgages up to 65 percent LTV, classic first mortgages up to 75 percent LTV, minimum deal size of 125,000 up to 5 million, and rates “typically” at 5.25 percent. They also cover renewal expectations including a 1 percent renewal fee (capitalized so clients are not out-of-pocket) and emphasize that rental affordability is assessed using bank statement cash flow rather than GDS or TDS."}