{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/dabfd9e539154577a490ae601f88ad87\" frameborder=\"0\" width=\"1920\" height=\"1440\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1440,"width":1920,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1440,"thumbnail_width":1920,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/dabfd9e539154577a490ae601f88ad87-ace6fb87debe60d4.gif","duration":1856.36,"title":"Equifax Mortgage Broker Report Updates Explained","description":"This Loom explains recent Equifax updates to the Mortgage Broker Report aimed at improving broker efficiency and helping brokers flag risks earlier. It reviews market pressures such as joint mortgages (71% of first-time buyers) and affordability stress, plus rising renewal and delinquency trends and mortgage fraud risk concentrated in Ontario and BC. It details four report upgrades, including a redesigned front page effective October 1, a fraud risk indicator, verified income and employment file support via payroll partnerships, and an upgraded Bankruptcy Navigator Index. It also shares how brokers can use these tools to surface red flags like address changes within two months, death notices, and bankruptcy propensity before deals go to lenders."}