{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/ddfff05df70f4410897b3f06887c22eb\" frameborder=\"0\" width=\"1460\" height=\"1095\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1095,"width":1460,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1095,"thumbnail_width":1460,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/ddfff05df70f4410897b3f06887c22eb-1ed52b79f3881aee.gif","duration":194.961433,"title":"Unlocking Homeownership with No-Money-Down🏡","description":"In this Loom, I explain that homebuying has stayed basically the same for 15 to 20 years, while utility costs and home ownership costs keep climbing. We built a new program that looks at PITI plus utilities, so we can make energy efficient improvements in the mortgage at purchase time. In many markets, we lower the cost of utilities more than we increase the mortgage payment, and we redirect what would be dealer, financing, and commission fees into down payment and closing cost assistance. It can unlock zero down, potentially zero cash to close, and lower utility bills. I want you to consider how this affordability focused program can help more Americans buy a home."}