{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/e0f8ae33e11941eb9cc355ef9e4e2bda\" frameborder=\"0\" width=\"1920\" height=\"1440\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1440,"width":1920,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1440,"thumbnail_width":1920,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/e0f8ae33e11941eb9cc355ef9e4e2bda-395ff1b17e84f4e8.gif","duration":676.417,"title":"Index Universal Life Explained for Families","description":"Hi, my name is Cameron Powell, and in this video I break down Index Universal Life, also called IUL. I explain how it differs from term and whole life, how cash value tracks the S&P 500 with interest credits, and how the policy has a floor that helps protect against downside. I also cover that you can access your cash value through tax free policy loans, but withdrawals are taxable. I share an example of funding $1,000 per month, showing year 10 cash value from about $80,000 to $127,000, and year 20 from about $162,000 to $409,000. If you want to learn how this fits your goals, reach out to me by email or DM, and I can help you review your options."}