{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/e71197c93a614892b1985a7de0f13165\" frameborder=\"0\" width=\"940\" height=\"705\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":705,"width":940,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":705,"thumbnail_width":940,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/e71197c93a614892b1985a7de0f13165-1685d27417d5c3f8.gif","duration":1293,"title":"The $1,600 Lie in Home Buying 💸","description":"In this Loom, I break down the 1600 Lie, the misleading monthly payment number home apps show you. I explain how estimates often assume 20 percent down, skip PMI, use outdated or capped property tax data, assume an artificially low rate like 5.5 percent, and even understate or omit homeowners insurance. Once you run the fully loaded math with realistic inputs, that 1600 payment can jump to around 2300 to 2400. I ask you to reverse the process, get your real number from a local lender first, then only shop for homes that fit it."}