{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/eced255ba8ec4f5ea9835f3a270a360e\" frameborder=\"0\" width=\"1920\" height=\"1440\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1440,"width":1920,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1440,"thumbnail_width":1920,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/eced255ba8ec4f5ea9835f3a270a360e-7928fb452f4d47be.gif","duration":478.336,"title":"Simple Money New Zealand: How It Works","description":"This Loom introduces Simple Money New Zealand and explains how it differs from traditional, commission-driven financial advising. Spencer Rees describes using low-cost, diversified, mostly automated investing to reduce fees, decision fatigue, and risk, aiming for strategies that work over decades. He shares his background as a U.S. Air Force pilot and author of The Military Money Manual, and notes NZ credentials including a financial services level 5 certificate from Massey. The service starts with a free, no-obligation consultation, followed by a personalized 20-minute deep dive and a statement of advice, with an hour to review it and a reconnect one year later. He also mentions keeping costs low enough to potentially save hundreds of thousands to millions of dollars versus big investment companies."}