{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/f03b0527e491413e9e1ee22d8cdf94c6\" frameborder=\"0\" width=\"1920\" height=\"1440\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1440,"width":1920,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1440,"thumbnail_width":1920,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/f03b0527e491413e9e1ee22d8cdf94c6-d5135a0ea26ea8ea.gif","duration":590.124,"title":"Should You Fix? June 2026 Edition","description":"G’day and welcome to this May edition of Should I Fix. I look at current loan interest rates versus major bank forecasts, treating fixing like an insurance policy for peace of mind. Using a $680,000 loan for 30 years, variable at 5.89 gives about $46,520 interest in the first year, while a fixed rate at 6.04 is about $44,226, around $2,294 cheaper if further rises are expected. My view is we may see another RBA increase, so fixing for around a year may make sense, but longer fixes are harder to justify. There was no action requested, but if you have questions, reach out."}