{"type":"video","version":"1.0","html":"<iframe src=\"https://www.loom.com/embed/f4b6b938b3ae4d21abcb1bd04c324ce6\" frameborder=\"0\" width=\"1878\" height=\"1408\" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>","height":1408,"width":1878,"provider_name":"Loom","provider_url":"https://www.loom.com","thumbnail_height":1408,"thumbnail_width":1878,"thumbnail_url":"https://cdn.loom.com/sessions/thumbnails/f4b6b938b3ae4d21abcb1bd04c324ce6-00001.gif","duration":283.441,"title":"Understanding Debt to Income Ratios","description":"In this video, I explain the concept of debt to income ratios and how they can impact your ability to qualify for loans. I discuss the two types of debt to income calculations: the front end ratio, which considers only the new housing payment, and the back end ratio, which takes into account your current debts as well. I provide examples and guidelines for keeping your debt to income ratios within acceptable limits. By understanding these ratios, you can better assess your affordability and make informed financial decisions."}