<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/01e27d77b41a4523a0ffbd4e6529af9b&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/01e27d77b41a4523a0ffbd4e6529af9b-b7b9af28fa8adac3-full.jpg</thumbnail_url><duration>536.121</duration><title>Retirement Planning in Canwi</title><description>This Loom demonstrates how to model Australian retirement scenarios in Canwi, including cash flow planning, super contributions, and pension outcomes. Daza (110k) and Shaza (80k) plan to pay off their mortgage and offset, help Jaden with a 200k home deposit around age 26 in 2029, then later support Crystal, downsize after the kids leave, partially retire, and fully retire at 67 with pension starting by age 86. Debbie, a renter after divorce, is modeled with about 10k savings and expects age pension at 67 based on assets and income tests. Raj, who owns his home and has a 125k index fund, funds early retirement by selling part of the portfolio and compares CGT change impacts by enabling inflation adjusted CGT, negative gearing reforms, and tax offsets.</description></oembed>