video1.0<iframe src="https://www.loom.com/embed/0606c7eddfa0418dbaaec8eb50998be1" frameborder="0" width="1920" height="1440" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>14401920Loomhttps://www.loom.com14401920https://cdn.loom.com/sessions/thumbnails/0606c7eddfa0418dbaaec8eb50998be1-48076d4128ae2e8b.gif99.904This Loom explains how a rate buy-down subsidy can lower a homebuyer’s monthly mortgage payment. It compares a traditional purchase of a $435,000 home with 10% down at market rates, showing a $3,098 monthly payment, versus negotiating the price to $425,000 for about $61 less per month, down to $3,037. With the subsidy, the rate drops to 5.875% while keeping the $435,000 price, resulting in a $2,842 payment, $256 lower than without the buy-down. The presenter notes you must be pre-approved and invites viewers to schedule a meeting to discuss eligibility.