<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/084493ed3af24e4590608aca98f41a91&quot; frameborder=&quot;0&quot; width=&quot;1324&quot; height=&quot;993&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>993</height><width>1324</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>993</thumbnail_height><thumbnail_width>1324</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/084493ed3af24e4590608aca98f41a91-7f1aec09a3293136.gif</thumbnail_url><duration>377.464</duration><title>Setting Up Flexible Allowances in Happl</title><description>This Loom explains how to set up flexible allowances in the Happl platform, including when Stripe KYC is required. It covers choosing whether to allow virtual cards, physical cards, or reimbursements, noting that virtual or physical card setups require completing KYC with Stripe after going to Settings then Company under Country Card Accounts, and that approval usually takes a couple of minutes. In the admin area, users create allowances under Allowances, selecting allowance name, type, currency, amount, frequency, and method, plus optional guidelines via an About section and Spend Category controls. It recommends blocking categories like gambling and wire transfers, disabling physical cards (UK only, with a 10 GBP setup fee per request), and using virtual cards. Additional options include allowing negative reimbursements, setting rollover limits, and overriding the default daily limit of 500 GBP for certain capital expenses.</description></oembed>