video1.0<iframe src="https://www.loom.com/embed/08a55a3508ae443b894a82a30bdf42ee" frameborder="0" width="1920" height="1440" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>14401920Loomhttps://www.loom.com14401920https://cdn.loom.com/sessions/thumbnails/08a55a3508ae443b894a82a30bdf42ee-d72fb047630e1dfe.gif54.116667In this video, I explain what a 1099 loan is and how it can benefit independent contractors, freelancers, and gig workers like us who receive 1099 forms instead of W2s. To qualify for this type of mortgage, you'll need 1-2 years of 1099 forms or tax returns, a credit score of 640 or higher, a down payment of 10-20%, and a debt-to-income ratio of 50% or less. This loan option is designed to help us achieve home ownership in today's gig economy. If you're interested in exploring this further, I encourage you to gather your financial documents and consider reaching out for more information.