<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/0ab12b6ed20b424090b0ae0b83c3dcbc&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/0ab12b6ed20b424090b0ae0b83c3dcbc-d7da96c68adbd5f7.gif</thumbnail_url><duration>101.8941</duration><title>Strategic Financing Insights for Home Buyers</title><description>In this video, I walk you through some strategic financing options for a specific house. I discuss a simulated jumbo loan scenario and highlight the impact of a $40,000 price reduction, which only saves about $207 a month. I also present a more strategic approach where we offer $40,000 over the asking price and request it back as a credit, allowing us to implement a two-to-one buy down on the interest rate. This strategy can save over $1,600 in the first year, making your offer more appealing to sellers. I encourage you to consider these financing strategies in your future offers.</description></oembed>