<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/0c4a700a8d704f83b2bf860c41294621&quot; frameborder=&quot;0&quot; width=&quot;1504&quot; height=&quot;1128&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1128</height><width>1504</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1128</thumbnail_height><thumbnail_width>1504</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/0c4a700a8d704f83b2bf860c41294621-c2a8c62d5a917fff.jpg</thumbnail_url><duration>320.759</duration><title>Understanding the 2-1 Buy-Down Strategy 🏡</title><description>In this video, I explain the 2-1 buy-down strategy, which can help home buyers lower their monthly payments by temporarily reducing their interest rates. I compare a standard purchase with a 10% down payment on a $650,000 home to the benefits of using this buy-down option. This strategy can provide significant savings, especially in the first two years of homeownership. If you&apos;re interested, I invite you to reach out for personalized advice on your pre-approval and how to implement this strategy.</description></oembed>