<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/10305534ec164cc18f11e061e2d6e416&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/10305534ec164cc18f11e061e2d6e416-99b5f38b3da20d5f.gif</thumbnail_url><duration>3241.68</duration><title>Haventree Bank and Community Trust (QuestBank)(16/06/2026)</title><description>This Loom provides broker-facing updates on Haventree Bank and QuestBank lending programs, with special focus on new credit and ratio flexibility. Chris Power (K power) discusses Haventree’s “Flex60” program launched June 1 for 60-60 ratios plus a 35-year amortization with a 660 minimum credit score, 80% LTV based on approved areas, and options to leave consolidation debt open, along with other programs like Flex 16X (extended to 60-60 and 35 years). Mike explains that Community Trust became QuestBank as of June 1 and that operations remain business as usual while prime-side and other products are expected later; he outlines first mortgage limits up to 80% LTV and non-conforming deals capped at 65% with a 50-bip premium. Both sessions emphasize using BDM support and maintaining communication so underwriting commitments are not lost due to missing broker updates.</description></oembed>