<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/145229b495644f91bba54b0868e0c8ba&quot; frameborder=&quot;0&quot; width=&quot;1670&quot; height=&quot;1252&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1252</height><width>1670</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1252</thumbnail_height><thumbnail_width>1670</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/145229b495644f91bba54b0868e0c8ba-5dd7786b510e9e69.gif</thumbnail_url><duration>194.476</duration><title>Exploring Alternative Investments for a Secure Future 📈</title><description>In this video, I discuss the importance of alternative investments, especially as we approach retirement. With traditional stocks and bonds being somewhat unreliable, I suggest considering a portfolio that includes 20-30% in alternatives like private equity and real assets, which are less correlated to the stock market. Historically, a 60-40 split between stocks and bonds has been common, but I propose a shift to 60% stocks, 20% bonds, and 20% alternatives for better stability and returns. Remember, during market downturns, alternatives can help cushion losses, as seen in 2008 when portfolios dropped significantly. I encourage you to research further on this topic and consider adjusting your investment strategy accordingly.</description></oembed>