<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/19f61c9e2bd5490787e13aa33fbfb4d6&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/19f61c9e2bd5490787e13aa33fbfb4d6-72ecc3c736f3248f.gif</thumbnail_url><duration>294.5</duration><title>What is The Difference Between Approving a Document and Accepting a Need?</title><description>In this video, I explain the difference between approving individual documents and accepting a need in the loan file. I walk through an example with bank statements, highlighting how I can approve or disapprove each document separately before deciding to accept or reject the overall need. I demonstrate the process of rejecting documents when they are incomplete, and I provide a message to the borrower detailing what is missing. I also show how the borrower&apos;s experience is impacted by these actions, allowing them to resubmit the necessary documents. Please ensure that all pages of documents are provided and that no information is redacted.</description></oembed>