video1.0<iframe src="https://www.loom.com/embed/1b5df986cf274e24954f148495e683d6" frameborder="0" width="2256" height="1692" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>16922256Loomhttps://www.loom.com16922256https://cdn.loom.com/sessions/thumbnails/1b5df986cf274e24954f148495e683d6-46d42513b2b584fe.gif1860This Loom provides an update on Coast Capital’s recent merger and current broker channel policies and rates. Coast Capital merged with Sunshine Coast and Prospera effective May 6, and business is continuing as usual while rates and policies are still being aligned; transfers between credit unions are not being accepted. It reviews current broker rate details such as insured variable at 3.69 and 5-year fixed at 4.09 percent, plus incentives including $1,000 cash and $500 toward legal fees for CMHC or Sagen insured files meeting eligibility (owner occupied, mortgage $150,000+, term 3 years or greater). The Loom also covers competitive rate differences between branch and broker channel and discusses turnaround timing for subject removals and refires and key documentation needs for FCT files, including title search and fire insurance for transfers and refines.