video1.0<iframe src="https://www.loom.com/embed/22a38525e3fb441f93cbbbb9fa24513a" frameborder="0" width="1920" height="1440" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>14401920Loomhttps://www.loom.com14401920https://cdn.loom.com/sessions/thumbnails/22a38525e3fb441f93cbbbb9fa24513a-654abfc4cf4d867f.gif102.1116In this video, I wanted to share some strategies for financing a home that go beyond just focusing on the asking price. I simulated a loan with 20% down, showing that the all-in payment is about $62.59 per month for a $232,000 loan. I also explored how asking for a $20,000 discount only saves about $103 a month, while offering $20,000 over the asking price and using a seller-paid subsidy can lower your monthly payment significantly—over $1,000 in savings. To achieve similar savings through price reduction alone, you'd need to get the home at $195,000. If you're interested in seeing how this could work for your specific situation, I'd be glad to help!