video1.0<iframe src="https://www.loom.com/embed/24f2ece2fffc42dfac401686578f81c4" frameborder="0" width="1152" height="864" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>8641152Loomhttps://www.loom.com8641152https://cdn.loom.com/os/loom-media-content/loom/c5d4746f-e533-4958-ae6d-d436ecf4bc95/ffe83fec-8012-4e1f-99f6-3e86fa96976b/sessions-thumbnails-24f2ece2fffc42dfac401686578f81c4-34404e2cb2c4de05.gif/binary?authToken=eyJraWQiOiJtaWNyb3MtZ3JvdXAvdGRwLW9zLWFyY2hldHlwZS9iMHJxajByZGQ4MHBsNmE4IiwiYWxnIjoiUlMyNTYifQ.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.viuqZRNMOSQNNHEarxDoJukGVbXW_byGUZkIYwVD4xvQX6WffSUEWxd42PWkfPxkv_mDgtA2oHuWe_nTZ8c6-BW35n6ZYb75g8VhEajuaR3CzB_LRGuOcG_xC_oLm06_xLFs5cVS021PapJz3QYTAJtWGNfoDgbOY8FP8CgvTCZsdDaIVcV636eGd1oMn1BCghs4DXuZA6U7qun1XzP2Lf1OdTrWPVLyG4BxDE227swPO7bRyaC4f-TFVfeA-YoaoVejm-iGQZnS3ziRP58_Oy4Fa07u_dpm7_hojUsBrGlM8CAGQIRopZ9TGd1ZBZio_P4Uk9nBJYtPrLjF30Ko8A&Expires=1792850886&Signature=ezPSxailIoyuZ7k3XaBPEkNHHASHkvJzyBw1iw%7EGDJ3ocG7Go-9P57x-Cunqx23CfsaRcwGI3ooOQpX5SWZpaE%7E6tKQzx2lU-ytoHv7j5n3nfc0sWwz8zb1VJjIrS7vilebBdFYL0iljvGJ7pjooSGj0g2D6oIcZrrHP8YMZrRt8RFkl1ZeoaJdZwgPosI%7ElpeDspthpsImjeUlhn65%7EO7NGF0rsokGzvyK-0xSHKebhWylS-wWUMYn0iazvsI7GX8kDa43E8rXlsGkA32mJXXD5FV9k2CyAE8-FY-r0KD7O19%7EfuUnX0a4nfA3zTy6JDDwVAhyO9uqilBvhvk%7En6g__&Key-Pair-Id=KQOSYIR44AIC0916.394This Loom presents Keystone, a Razorpay project that answers where to place capital in a merchant payment network to prevent domino failures from late repayments. The speaker builds a model to estimate network dependencies, simulate shocks, and replay recommended capital placements, using a custom scoring function measured in rupee days, rupee count, and rupee hours. In an example scenario, a merchant delayed 53 lakh due at the 19th hour leads to additional disruption, and placing 55.2 lakhs over about 5 to 6 days reduces downstream obligations on the order of 119 crores. The proposed business idea is for Razorpay to offer such targeted repayment support to merchants so the platform profits while the payment system remains stable.