video1.0<iframe src="https://www.loom.com/embed/26a9ec58bf844f9dbc3247b71f37f6cf" frameborder="0" width="1092" height="819" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>8191092Loomhttps://www.loom.com8191092https://cdn.loom.com/sessions/thumbnails/26a9ec58bf844f9dbc3247b71f37f6cf-4d0d5869642b750c.gif221.429In this video, I discuss the best insurance setup for Michigan winters, emphasizing that there isn't a one-size-fits-all policy but rather a tailored approach based on individual needs. I recommend key protections for homeowners, such as replacement cost coverage on the dwelling and roof, sewer and drain backup coverage, and service line coverage, to avoid costly surprises. For drivers, I suggest broad form collision, adequate liability limits, and rental reimbursement to ensure smooth handling of winter incidents. I also highlight what to avoid, like ACV roof coverage and high deductibles without emergency savings. If you have questions or need assistance, feel free to reach out!