<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/29102cc9c8544171af4b47ae3be08d6f&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/29102cc9c8544171af4b47ae3be08d6f-52e0de787569a2b2-full.jpg</thumbnail_url><duration>170.368</duration><title>Spending Guardrails Insight</title><description>In this video, I discuss Chris and Amy&apos;s financial plan as they navigate retirement with a focus on clarity and simplicity. They were pleased to discover that with $1.8 million in savings, they can comfortably spend around $11,691 per month, which is higher than their planned spending of $10,885. Our Spending Guardrails Insight tool provides them with the flexibility to adjust their spending based on market conditions, allowing for potential increases up to $14,000 or decreases to about $10,600. This insight empowers them to make informed decisions about their finances. I encourage everyone to explore how our tools can enhance your financial planning experience.</description></oembed>