video1.0<iframe src="https://www.loom.com/embed/2b6d0ff2844d4f1fa26bd6c7b157b356" frameborder="0" width="1920" height="1440" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>14401920Loomhttps://www.loom.com14401920https://cdn.loom.com/sessions/thumbnails/2b6d0ff2844d4f1fa26bd6c7b157b356-77fa48bda4eaedc1.gif2875.32This Loom explains an underwriting support system and the two options Expressway and Off-Ramp for handling mortgage deals. Expressway is described as an all or nothing process using three roles a document manager, a broker focal contact, and an underwriter, with the client dealing with only two people, and with coverage 9 to 5 Monday to Friday plus step in support for vacations or absences. The presenter says the system has been in place since finalized in 2019 and has funded over a billion dollars, including a peak year of 250 million in 2021, with pricing based on funded volume. Off-Ramp is optional and used for top or complicated live deals only, with a 50 50 residential split and 25 75 commercial split, plus minimum fees and lender dependent fee rules for outside broker channel deals.