<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/2d68b76e38aa41b1bbfe71d9d96154bc&quot; frameborder=&quot;0&quot; width=&quot;1280&quot; height=&quot;960&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>960</height><width>1280</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>960</thumbnail_height><thumbnail_width>1280</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/2d68b76e38aa41b1bbfe71d9d96154bc-00001.gif</thumbnail_url><duration>128.467</duration><title>Long-Term Care Planning: Essential Employee Benefits</title><description>In this video, I discuss the importance of long-term care planning as an essential employee benefit. I highlight how caregiving responsibilities can impact employees&apos; ability to focus on work and their career growth. I also emphasize the cost-effectiveness of offering long-term care insurance as a benefit and the increasing need for such coverage due to changing lifestyles and longevity. Additionally, I mention the potential exemption from a new payroll tax for employees who already have long-term care insurance. Watch this video to understand why long-term care benefits should be considered in retirement planning and how they can attract and support employees.</description></oembed>