<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/2df995a4c78f472baafbffd1bfaf6b7d&quot; frameborder=&quot;0&quot; width=&quot;1676&quot; height=&quot;1257&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1257</height><width>1676</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1257</thumbnail_height><thumbnail_width>1676</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/2df995a4c78f472baafbffd1bfaf6b7d-37562e1a871c2640.gif</thumbnail_url><duration>185.7002</duration><title>Understanding VA Loan Scenarios in California</title><description>In this video, I break down a VA loan scenario based on a $600,000 purchase price with detailed payment breakdowns and closing costs. I emphasize the importance of budgeting for taxes and insurance separately to avoid common loan servicer errors, especially in California. Viewers can access a link for a detailed purchase analysis and learn about VA funding fees and prepaid expenses. I offer customized scenarios for different areas and stress the significance of working with a California expert for VA financing.</description></oembed>