video1.0<iframe src="https://www.loom.com/embed/2f50bfb642084d828d8c47231507d26f" frameborder="0" width="1920" height="1440" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>14401920Loomhttps://www.loom.com14401920https://cdn.loom.com/sessions/thumbnails/2f50bfb642084d828d8c47231507d26f-47431bfb7e1043ee.gif445.9This Loom explains the hidden mathematics of amortized loans, especially mortgages, and how they front-load interest to keep borrowers paying for decades. It contrasts the advertised APR with the “total interest percentage,” noting that with a typical 6% mortgage rate, up to 80% of early monthly payments go to interest rather than principal. The speaker says borrowers usually do not reach a 50-50 interest versus principal split until around year 17 of a 30-year loan. It introduces Dr. Greg Sanders’ debt-free America approach and factorial math software as a GPS to calculate an exact debt-free timeline and show the interest saved with extra payments, while also describing Max Tech Inspire’s community distribution via the Maxr app.