<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/3d133a37ea79414ba060519d353632db&quot; frameborder=&quot;0&quot; width=&quot;1878&quot; height=&quot;1408&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1408</height><width>1878</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1408</thumbnail_height><thumbnail_width>1878</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/3d133a37ea79414ba060519d353632db-1693527470789.gif</thumbnail_url><duration>591.968</duration><title>Accurate Estimates for HOA Fees, Insurance Premiums, and Property Taxes</title><description>In this video, I discuss how to obtain accurate estimates for HOA fees, annual insurance premiums, and annual property taxes when considering a property purchase. I explain the factors to consider, such as income and current debts, and provide a rough estimate using a rule of thumb calculation. I also mention the importance of verifying the information with an actual insurance company for precise figures. Additionally, I highlight the impact of homeowners association fees on the maximum budget and purchasing power. Stay tuned for updates on a marketplace for multiple insurance quotes.</description></oembed>