<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/3d2897bd352f4b92ae516e5b695bfb60&quot; frameborder=&quot;0&quot; width=&quot;1662&quot; height=&quot;1246&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1246</height><width>1662</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1246</thumbnail_height><thumbnail_width>1662</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/3d2897bd352f4b92ae516e5b695bfb60-db31c4ca89e656d1.gif</thumbnail_url><duration>1067.009</duration><title>IBEW LU 1426 Trust and Will Estate Planning Overview</title><description>This Loom explains Trust and Will estate planning benefits, focusing on choosing between a will and a trust and how each works. It states that an estate plan is a set of legal documents covering your wishes and healthcare decisions, and recommends plans for anyone over 18. A will lists asset distribution and final arrangements but is subject to probate, while a trust can avoid probate if assets are retitled into the trust name and can offer greater customization and privacy. It also covers included healthcare documents such as HIPAA Authorization, Advanced Healthcare Directive, and Power of Attorney, and describes the online setup taking as little as 30 minutes with optional attorney support for an additional $299, plus support hours of Monday through Friday from 7 a.m. to 5 p.m. Pacific time.</description></oembed>