<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/47d1a9b9048a4a2fb91a6eb1058cd3fd&quot; frameborder=&quot;0&quot; width=&quot;1554&quot; height=&quot;1165&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1165</height><width>1554</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1165</thumbnail_height><thumbnail_width>1554</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/47d1a9b9048a4a2fb91a6eb1058cd3fd-1797b255e417045b.jpg</thumbnail_url><duration>110.200333</duration><title>Important Loan Details for Sam&apos;s Offer on 123 Any Street 📄</title><description>Hi there, I’m Joe Troy Root, the lender for Sam Client regarding the offer on your property at 123 Any Street. We’re submitting an offer of $665,000 with a request for an $18,000 seller credit to buy down the interest rate to 5.375%, which will help keep Sam’s monthly payment under $4,300. Additionally, we’re prepared for an appraisal gap, ensuring we can still close on time even if the property appraises at $645,000. If you have any questions or need further clarification, please feel free to reach out to me directly at my cell. I look forward to potentially working together!</description></oembed>