video1.0<iframe src="https://www.loom.com/embed/4fee585a9d584b86a3d8f26428533035" frameborder="0" width="848" height="636" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>636848Loomhttps://www.loom.com636848https://cdn.loom.com/sessions/thumbnails/4fee585a9d584b86a3d8f26428533035-083f4ba9316afa12.gif282.682056This Loom demonstrates a “pay guard” app that adds a trust layer and human approval workflow for high risk payments. The presenter shows the dashboard with balance overview, approval rate, and high risk transaction counts, then submits a payment over 2000 to send 4,500 rent to Treesh with an optional reference 2026. After submission, a high risk alert prompts a WhatsApp approval from a registered family member, and the presenter confirms “yes” and sees the transaction approved in history. The video concludes that this human-in-the-loop governance can strengthen programmable banking against fraud, scams, and mistaken digital transactions, especially affecting seniors.