<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/50dd0f14a938475e8b4e5f2e7792e060&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/50dd0f14a938475e8b4e5f2e7792e060-2c428ca9d698d02b.gif</thumbnail_url><duration>301.483</duration><title>Building a Smart Loan Decision System for Merchants 💡</title><description>In this video, I present a system I&apos;ve built to assess merchant behavior and determine loan eligibility, risk tiers, and interest rates in a smart and safe way. I&apos;ve created a digital risk officer that helps us decide which merchants to approve or reject based on their business performance, with a focus on profitability. During the demo, I showcase how the platform works, including notifications sent via WhatsApp for loan offers. I also emphasize the importance of being able to explain our decisions clearly to the merchants. Please take a look at the demo and let me know your thoughts!</description></oembed>