video1.0<iframe src="https://www.loom.com/embed/53ea5a9ce8fa4283a60537f39137665f" frameborder="0" width="1720" height="1290" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>12901720Loomhttps://www.loom.com12901720https://cdn.loom.com/sessions/thumbnails/53ea5a9ce8fa4283a60537f39137665f-8b38f78c44de2096-full.jpg833.408This Loom explains how to review the Settings and Assumptions area in Maxify before running reports, framing it as where users define assumptions about how the future may unfold. It highlights Safe Returns for inflation, regular asset returns, retirement accounts, HSAs, 529s, and reserve funds, noting these defaults are updated at the beginning and halfway through each year and should be understood via a linked article. It then covers retirement account withdrawal settings for smooth withdrawals, start and end age, withdrawal order, and optional annuitization, followed by Social Security and Medicare assumptions including the ability to model future changes. Finally, it reviews taxes, including how qualified dividends and realized capital gains per year affect taxable income and report outputs, and concludes with guidance to keep defaults unless they do not fit your situation.