<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/587228517b874633aaa8e7fc54f5b313&quot; frameborder=&quot;0&quot; width=&quot;1672&quot; height=&quot;1254&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1254</height><width>1672</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1254</thumbnail_height><thumbnail_width>1672</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/587228517b874633aaa8e7fc54f5b313-1712639984390.gif</thumbnail_url><duration>518.367</duration><title>Friday&apos;s Breakthrough in Credit Card Innovation</title><description>Hi, I&apos;m Hugh Roads, the co-founder and CEO of Friday. In this video, I share our hackathon submission, Reserve dot Credit, where we had a breakthrough moment in unbundling Wells Fargo. We discovered that credit cards are the most lucrative product line for Wells Fargo, with $3.4 trillion in outstanding credit card debt. I explain the challenges of unsecured revolving debt and how we can leverage crypto to create a 100% crypto-native solution. Watch this video to learn how we&apos;re revolutionizing credit cards in the crypto space.</description></oembed>