<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/5be868ed2587436e9481b7646d52d296&quot; frameborder=&quot;0&quot; width=&quot;1600&quot; height=&quot;1200&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1200</height><width>1600</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1200</thumbnail_height><thumbnail_width>1600</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/5be868ed2587436e9481b7646d52d296-bd0eb41fca1861f5.gif</thumbnail_url><duration>779.414</duration><title>Understanding Your Mortgage Options and Strategies</title><description>In this video, I’m excited to congratulate you on getting your offer accepted, and I want to walk you through the mortgage process. I’ll explain how mortgage rates are currently trending, showing that rates have increased from November, and we’ll discuss the options available to you on our rate board, which ranges from 4.875% to 6.875%. I’ll highlight the costs associated with each rate, emphasizing that while a lower rate may seem appealing, it often comes with higher upfront costs that may not be the best financial decision. I encourage you to consider how long you plan to keep the loan and to think strategically about your options. Please let us know what route you want to take so we can assist you further!</description></oembed>