<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/65ca45e5af2f457798ee165289f74f80&quot; frameborder=&quot;0&quot; width=&quot;1728&quot; height=&quot;1296&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1296</height><width>1728</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1296</thumbnail_height><thumbnail_width>1728</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/65ca45e5af2f457798ee165289f74f80-ee2991dc519f7a64.gif</thumbnail_url><duration>2227.281</duration><title>Simple Money Control Kit for Beginners</title><description>This Loom explains why beginners often fail at budgeting tools and introduces a simpler alternative called the Simple Money Control Kit. It argues that spreadsheet shock comes from using complex budgeting apps or spreadsheets not designed for people who feel overwhelmed, avoid checking accounts, or face decision fatigue. The kit includes the Money Check Reset Workbook, Simple Spending Category Starter Template, five minute money trigger planner, spend before you buy checklist, and slipback prevention workbook, priced at $67 with updates included for free. The creator offers a 21 day trial with a full refund if the kit does not measurably reduce financial anxiety and improve clarity and maintainability.</description></oembed>