<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/673948e12c0e4562b4e56e2de509e8b0&quot; frameborder=&quot;0&quot; width=&quot;1280&quot; height=&quot;960&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>960</height><width>1280</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>960</thumbnail_height><thumbnail_width>1280</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/673948e12c0e4562b4e56e2de509e8b0-bcc288d0466fcfab.gif</thumbnail_url><duration>1228.883</duration><title>Budgeting Apps and Spreadsheets Overview</title><description>In this video, I discuss various budgeting apps that I&apos;ve tested, focusing on Monarch Money and its features. I also share insights on different spreadsheets I&apos;ve created for tracking budgets and expenses. You&apos;ll find a full list of recommended tools in the Discord tools section. Please take a moment to review the video and let me know your thoughts on the apps and spreadsheets mentioned.</description></oembed>