<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/6a64f4a83ee543ea8085a1f3af579773&quot; frameborder=&quot;0&quot; width=&quot;1420&quot; height=&quot;1065&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1065</height><width>1420</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1065</thumbnail_height><thumbnail_width>1420</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/6a64f4a83ee543ea8085a1f3af579773-00001.gif</thumbnail_url><duration>277.570709</duration><title>Appraisal Gap: Bridging Value Shortfalls</title><description>In this video, I explain a strategy to make a competitive offer while protecting it in case of a low appraisal value. By using seller concessions smartly, we can lower monthly payments and cash due at closing. No action requested, just valuable insights for buyers.</description></oembed>