<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/7246eba5ecf245fb8857a3a16d410bd4&quot; frameborder=&quot;0&quot; width=&quot;640&quot; height=&quot;480&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>480</height><width>640</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>480</thumbnail_height><thumbnail_width>640</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/7246eba5ecf245fb8857a3a16d410bd4-ab1a267baedbae2b.gif</thumbnail_url><duration>1505.88</duration><title>RFA Alternative (02/17/2026)</title><description>In this video, I introduced myself as your alternative RVP with 18 years of experience in alternative lending. I discussed key offerings from RFA, including our unique 35-year amortization option, which is currently popular among clients, and our ability to extend ratios up to 60 TDS without income restrictions, provided clients meet certain beacon score requirements. I also highlighted our contributory income program and the importance of understanding clients&apos; financial situations, especially those with missed mortgage payments. I encourage you to reach out with any questions during this presentation to ensure we address all your concerns effectively.</description></oembed>